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Serious Illness Cover from FRANK.NET

YOU'RE SICK, WE PAY

FRANK.NET offers Serious Illness Cover to ensure that if you suffer from a stroke, heart attack or cancer, or undergo open heart surgery, you'll receive a cash lump sum of between R100 000 and R2 million depending on the level of cover you choose and your personal details (your risk profile).

This money can be used in any way that you see fit, including taking your family on holiday while you recuperate and paying for additional medical bills that aren't covered by your medical aid.

Sickness is an unavoidable part of life, but some illnesses are serious and can leave you unable to work for weeks or even months. During this time, bills and expenses don't stop. Car insurance, rent, water, electricity, food and other sundry expenses still need to be paid, even though you may not be earning your usual income.

Furthermore, there are also many other expenses relating to your serious illness that you may need to pay. These may include travelling to see a specialist or employing a nurse for 24-hour care.

It's wise to invest in Serious Illness Cover from FRANK.NET to protect yourself – and by
extension, your loved ones – financially should you fall seriously ill.

Even if you're able to pay your usual bills during your recovery period, your Serious
Illness Cover payout can be used to make you more comfortable during this time
by removing the stress caused by financial obligations.

Contact FRANK.NET on 0860 722 227 for a free Serious Illness Cover quote.

 
About Serious Illness Cover from FRANK.NET

FRANK.NET will pay you a predetermined lump sum if you're diagnosed with any of the following serious illnesses by a registered doctor:

 Stroke – This involves the death of brain tissue as a result of insufficient blood supply or bleeding within the skull. A stroke must be confirmed by a CAT scan or MRI. At least three months after the incident, a neurologist has to provide FRANK.NET with official confirmation that neurological signs and symptoms of dead brain tissue are still present.

Heart attack – This entails the death of a portion of the heart muscle as a result of inadequate blood supply. Heart attacks must be confirmed by a cardiologist, with evidence of characteristic medical (typical clinical) symptoms. These include acute ECG changes, which are generally accepted as indicative of a heart attack, raised biochemical markers indicating death of the heart muscle, and permanent pathological ECG changes.

Cancer – FRANK.NET will pay out if you suffer from any malignant, solid tumor that is characterised by unrestrained growth of cells and the invasion of the tissue of origin. We will also cover you if you suffer from any cancer of the blood, requiring either chemotherapy, radiation therapy or a bone marrow transplant as recommended by an oncologist. Please note that prostate cancer is only covered if the tumor can be felt on examination. Non-melanoma skin cancer will be covered only if the tumor is bigger than 2 cm. Note that we don't cover kaposi's sarcoma.

Serious Illness Cover from FRANK.NET also covers you if you need to undergo the following procedures:

Open heart surgery - FRANK.NET will pay out if you undergo open heart surgery that requires division of the breast bone (Sternum).

Contact FRANK.NET today on 0860 722 227 for a free Serious Illness Cover quote.

The benefits of Serious Illness Cover

The benefits of Serious Illness Cover are numerous:

  • We cover three serious illnesses and one procedure as these are the ailments that most commonly affect South Africans.
  • You can choose to get cover for yourself from between R100 000 to R2 million.
  • Should your claim be approved, FRANK.NET will make a lump sum payout.
  • There is only a three-month waiting period before a cancer claim will be considered.
  • You can use your payout however you see fit.
  • In order to enjoy the full benefits of this product, you will be required to go for an HIV (Human Immunodeficiency Virus) test. FRANK.NET will pay for this test. The test must be sent to us within three months of the start of your contract.

    FRANK.NET must be alerted to any changes to your lifestyle choices, which includes changing jobs, starting or stopping smoking and taking or giving up any risky sport or hobby.

    After being informed of these changes, we may have to adjust your policy to ensure that you are paying the right premiums for your benefits. If you don't let us know, any future claim could be affected or even declined.

    Contact FRANK.NET on 0860 722 227 to receive a free Serious Illness Cover quote
    Get Serious Illness Cover from FRANK.NET today

    FRANK is one of the leading insurance providers in South Africa and offers serious illness insurance directly to the public. This means that there are no brokers involved. Furthermore, rather than making our clients wade through insurance jargon and unnecessary expenses, we believe in being FRANK about your available options. Our agents supply all the information that you need to make an informed decision.

    Options and Serious Illness Cover Articles

    Options:

    Download a sample Serious Illness Cover policy document.

    Articles: View all articles in the category Serious Illness Cover Information

    FRANK.NET Serious Illness Cover policy FAQs.

    Get a direct serious illness insurance quote from FRANK.NET and plan for life's unexpected twists.

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