Life Cover policy FAQs and answers
Life Cover from FRANK.NET provides you with the peace of mind that accompanies securing your family and loved ones' financial future should you die.
Browse the below FAQs to expand your knowledge about our Life Cover product. Contact 0860 722 227 to get more information.
1. Who may I choose as my beneficiary?
With Life Cover from FRANK.NET, you can choose anyone to be a beneficiary.
2. Can I add or change my beneficiaries at a later stage?
Yes, as the policy holder, you're entitled to change or add beneficiaries at any time, as well as decide what percentage of the payout they will receive when you die.
3. Can the person who pays the premium be someone other than the life assured policy holder?
Yes, a conference call needs to be organised with the premium payer and policy holder, where in the premium payer gives permission and provides banking details. The conference call needs to be terminated after this as the premium payer is not involved in the choice of beneficiaries or in the other personal information that is disclosed.
4. What happens if one of my beneficiaries is a minor at claim stage?
The payment can usually be put in a trust, but this will be dealt with by the claims department. Should you require additional information please call 0860 722 227 to speak to a consultant.
5. What happens if one of my beneficiaries dies before me?
The deceased beneficiary's portion of the payout will be paid into your estate.
6. If I get sick and know I am going to die, can I claim before I die?
This is a Life Cover policy, which means that you have to die in order for the claim to be paid. We do, however, have products that payout if you become seriously ill.
7. What can I be covered for if I don't qualify for FRANK.NET's full cover?
We have products that will cover you for accidental cover, which will provide cover for injury or death as a result of an accident.
Call FRANK today on 0860 722 227 to invest in Life Cover. Our agents will ensure that all of your questions are answered. We also have qualified nurses on hand to answer any complicated medical queries that you may have.