Before applying for Life Cover from FRANK.NET, there are a few things to keep in mind.
Acknowledgement and understanding of the following obligations can help you avoid confusion and uncertainty in the long run, so read through them carefully before taking action.
Determining premiums – Your monthly Life Cover premium is determined by a number of factors, including personal details such as type of employment, lifestyle choices and medical history.
Notifying FRANK.NETof lifestyle choice changes – We need to be notified if you change occupation, start or stop smoking, or join or quit any high-risk sport, hobby or pastime. After being alerted of any of these changes, FRANK.NET mayneed to amend your premiums or payout. It's important to keep in mind that if you don't let us know about these changes, your future claims may be affected.
Claim payouts – FRANK.NET wants to ensure that when you claim, we pay. In order to do this, you should avoid injuring or deliberately making yourself ill, and always seek and adhere to professional medical advice when you require it.
HIV testing – FRANK.NET requires the results of an up-to-date HIV (Human Immunodeficiency Virus) test from you. It should be sent to us within three months from the commencement of your Life Cover agreement.
Contact FRANK.NET on 0860 722 227 for answers to any questions regarding the above info, or to get afree Life Cover quote.